Last year, it announced plans to close 95, or a quarter, of its branches which had 750 workers. Lloyds Bank is also planning to shut more than 100 branches by March under a scheme of closures announced last year.
"We will continue to invest in both our branch network - comprising of full-service branches, counter-free branches, reduced-hour branches, Santander Locals, and our increasingly popular work cafes - as well as our digital banking services, so we can be there to support our customers however they choose to bank with us," Santander said.
A solution, in the form of so-called "banking hubs", has also been slow to roll out. Funded by the major high street banks and created by not-for-profit organisation Cash Access UK, they are run by local Post Office managers and customers from multiple banks can use them.

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